Banking assets reach Dhs5.34 trillion in ’25

Banking assets continued to record strong growth during 2025, rising by more than Dhs780 billion over the year to reach approximately Dhs5.34 trillion at the end of December 2025, compared to around Dhs4.56 trillion at the end of December 2024.

The Central Bank of the UAE (CBUAE) announced that gross banks’ assets, increased by 1.7 per cent fromDhs5,251.9 billion at the end of November 2025 toDhs5,339.9 billion at the end of December 2025.

Gross credit increased by 1.5 per cent from Dhs2,532.9 billion at the end of November 2025 to Dhs2,570.3 billion at the end of December 2025. Two third of total credit growth was supported by growth of credit in foreign currency (byDhs25.8 billion) and the rest by increase of domestic credit (byDhs11.6 billion).

The growth in domestic credit is a result of increase of credit to the private sector by 0.6 per cent (contributed with 0.4 p.p. to overall growth of 0.6 per cent) and credit to the Government-Related Entities (GREs) by 1.8 per cent, followed by growth of credit to the OFC by 10.9 per cent.

Banks’ deposits increased by 2.2 per cent, from Dhs3,236.6 billion at the end of November 2025 toDhs3,307 billion at the end of December 2025. The increase in banks’ deposits was driven by the growth in resident deposits by 1.3 per cent reaching Dhs3,009.2 billion and non-resident deposits by 12.2 per cent reachingDhs297.8 billion.

Within the resident deposits: private sector deposits increased by 2.8 per cent reaching 2,249.6 billion, GRE deposits increased by 4.8 per cent reaching Dhs296.2 billion. At the same time, also OFC deposits increased by 12.9 per cent reachingDhs70.0 billion, while government sector deposits decreased by 10.4 per cent reachingDhs393.4 billion at the end of December 2025.

CBUAE also reported an increase in money supply aggregate M1 by 2.2 per cent, fromDhs1,048.1 billion at the end of November 2025 toDhs1,071.5 billion at the end of December 2025.

WAM