ADCB posts Dhs11.44 billion net profit in 2025

Abu Dhabi Commercial Bank (ADCB) recorded a net profit after tax of Dhs11.445 billion in FY2025, marking 22 per cent year-on-year growth, while Q4 net profit reached Dhs3.342 billion.

According to a press release issued today, the bank reported profit before tax of Dhs12.843 billion in 2025, up 21 per cent compared to the previous year, achieving 18 consecutive quarters of growth in profit before tax.

Q4 profit before tax reached Dhs3.736 billion, representing 30 per cent year-on-year growth.

On revenues, operating income rose 14 per cent in 2025, supported by strong growth in both net interest income and fee income.

Operational efficiency also improved, as the cost-to-income ratio declined to 28.2 per cent.

On the balance sheet, total assets rose 19 per cent year-on-year to Dhs774 billion, net loans increased 16 per cent to Dhs406 billion, and customer deposits grew 19 per cent to Dhs500 billion.

The bank’s statement also referred to a recommendation to distribute a cash dividend of Dhs0.63 per share for 2025, with total distributions of Dhs4.985 billion, equivalent to 44 per cent of net profit, subject to regulatory and annual general meeting approval.

 WAM